Zurich American Insurance is a leading provider of commercial insurance solutions, including trucking insurance. Here’s a detailed overview:
Company Overview:
Zurich American Insurance is part of the Zurich Insurance Group, a global insurance company founded in 1872 in Switzerland. Zurich American Insurance operates in the United States, offering a range of insurance products and services to businesses, including the transportation industry.
Trucking Insurance Coverage:
Zurich American Insurance offers customized trucking insurance solutions to protect trucking companies, owner-operators, and drivers. Their coverage options include:
1. Liability Insurance: Covers damages or injuries to others resulting from truck accidents.
2. Collision Insurance: Covers damage to the truck or trailer in an accident.
3. Comprehensive Insurance: Covers theft, vandalism, fire, or other non-collision damages.
4. Uninsured/Underinsured Motorist Insurance: Protects against accidents involving uninsured or underinsured drivers.
5. Cargo Insurance: Covers damage or loss of goods being transported.
6. Trailer Interchange Insurance: Covers damage to trailers borrowed or rented from other companies.
7. Rental Replacement Insurance: Covers rental costs for replacement vehicles.
8. Workers’ Compensation Insurance: Covers employee injuries or illnesses.
Additional Features:
1. Fleet Management Solutions: Zurich’s fleet management program helps monitor and manage fleet performance.
2. Risk Engineering Services: Expert advice on reducing risks and improving safety.
3. Claims Management: Dedicated claims team for efficient resolution.
4. Flexible Payment Options: Various payment plans and billing schedules.
Eligibility:
Zurich American Insurance typically provides coverage for:
1. Trucking companies with 1-1,000 power units.
2. Owner-operators with 1-10 trucks.
3. Drivers with a valid CDL license.
4. Various types of cargo, including hazardous materials.
Policy Limits and Deductibles:
Policy limits and deductibles vary depending on factors like fleet size, driving history, and coverage needs.
Premium Costs:
Premium costs depend on factors such as:
1. Fleet size and type.
2. Driving history.
3. Coverage limits.
4. Location.
5. Industry experience.
Discounts:
Zurich American Insurance offers discounts for:
1. Good driving records.
2. Fleet safety programs.
3. Driver training.
4. Long-term policyholders.
5. Multi-policy holders.
Contact Information:
Phone: 1-800-987-5527
Email: mailto:info@
Website: (link unavailable)
Ratings and Reviews:
A.M. Best: A+ (Superior)
Standard & Poor’s: A+ (Strong)
J.D. Power: 4/5 (Overall Satisfaction)
Please consult with a licensed insurance agent or broker to determine the best coverage for your specific needs and get a quote from Zurich American Insurance.
