Step 1: Get a Quote
1. Visit Truck Insure’s website ((link unavailable)) or call 1-800-TRUCK-INSURE.
2. Fill out the online quote form or provide required information to the representative:
– Business information (name, address, etc.)
– Truck information (year, make, model, VIN)
– Driver information (name, license number, experience)
– Coverage needs (liability, collision, cargo, etc.)
– Policy limits and deductibles
Step 2: Choose Coverage Options
1. Liability Insurance: Covers damages or injuries to others.
2. Collision Insurance: Covers damage to the truck or trailer.
3. Comprehensive Insurance: Covers theft, vandalism, fire, or other non-collision damages.
4. Uninsured/Underinsured Motorist Insurance: Protects against accidents involving uninsured/underinsured drivers.
5. Cargo Insurance: Covers damage or loss of goods.
6. Trailer Interchange Insurance: Covers damage to borrowed/rented trailers.
7. Rental Replacement Insurance: Covers rental costs for replacement vehicles.
8. Workers’ Compensation Insurance (optional): Covers employee injuries/illnesses.
Step 3: Select Additional Features
1. Fleet Management Solutions: Monitor/manage fleet performance.
2. Risk Engineering Services: Expert advice on reducing risks.
3. Claims Management: Dedicated claims team.
4. Flexible Payment Options: Various payment plans/billing schedules.
Step 4: Review and Purchase Policy
1. Review quote and coverage options.
2. Make adjustments as needed.
3. Purchase policy online or through representative.
4. Receive policy documents and proof of insurance.
Step 5: Manage Policy
1. Access policy documents online.
2. Make payments or update payment information.
3. File claims or report incidents.
4. Contact Truck Insure’s customer service.
Policy Requirements
1. Business license
2. Commercial driver’s license (CDL)
3. Vehicle registration
4. Proof of insurance
Eligibility
1. Trucking companies (1-1,000 power units)
2. Owner-operators (1-10 trucks)
3. Drivers with valid CDL
4. Various cargo types (including hazardous materials)
Premium Costs
1. Fleet size/type
2. Driving history
3. Coverage limits
4. Location
5. Industry experience
Discounts
1. Good driving records
2. Fleet safety programs
3. Driver training
4. Long-term policyholders
5. Multi-policy holders
Ratings and Reviews
A.M. Best: A- (Excellent)
Standard & Poor’s: A- (Strong)
J.D. Power: 4/5 (Overall Satisfaction)
Please consult with a licensed insurance agent or broker to determine the best coverage for your specific needs.
